To draw a girl you will need:
1. Lightly draw a cross near the top of your paper in the middle to leave room for the hair. Make the verticle line slightly longer then the other one.
3. At the bottom of the oval make a neck by curving two lines inwards.
4. Draw two curves coming out from the neck for shoulders.
5. Draw the neckline for the shirt (also used for a dress). A half circle, V, or square neck is fine, I'm using a V neck for this girl.
6. Now add any bling or jewelry to your girl that is going to be on the neck.